If you are looking for the best Personal Loan Interest Rate, then IDBI Bank Personal Loan will be a great option. As it provides personal loan at an attractive and affordable interest rate with the minimal documentation process.
IDBI Bank Personal Loan: Features and Benefits:
Flexible repayment tenure.
Maximum loan amount of up to Rs. 5 Lakhs.
Additional personal accident insurance.
Quick application process and disbursals.
No collateral or security is required.
IDBI Bank Personal Loan: Interest Rate and Other Charges:
IDBI Bank Personal Loan: Eligibility Criteria:
The applicant’s age must be between 21 – 60 years.
Both salaried individuals and self-employed professionals are eligible.
The applicant’s minimum salary must be Rs. 15,000 and for Self-employed, income must be of Rs. 3.6 Lakhs.
IDBI Bank Personal Loan: Documentation Required:
Duly filled application form.
ID Proof: PAN Card, Voter ID.
Address Proof: Aadhar Card, Utility Bills.
Last 6 months Salary account statements.
Last 3 months salary slips.
2 Passport-size photographs.
Factors that affect IDBI Bank Personal Loan Interest Rate:
Applicant’s credit score.
Applicant’s repayment capacity.
Relationship with IDBI Bank.
Loan Repayment Tenure.
Interest Rate Comparison of IDBI Bank Personal Loan with other Banks:
Conclusion:
To conclude, the IDBI Bank Personal Loan Interest Rate is competitive in the financial market. However, to apply for a personal loan, you must visit Afinoz.com.
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