You can get a UCO Bank personal loan. To provide financial support to a certain sector in order to cover unforeseen household expenses such as weddings, education, social obligations, and so forth. Follow the simple steps outlined below to learn more about how to receive great prices. The bank offers a variety of personal loan plans that customer can take advantage of depending on their needs and qualifying conditions. UCO Bank offers the following schemes:
UCO Pensioner Loan
UCO's Shopper Loan Program
Gold Loan Scheme
Gold Loan Scheme
Why should you go with UCO Bank for a personal loan?
With the current state of the Indian economy, the money we store in fixed deposits, savings accounts, and other accounts may not have the same value in the future. Having your liquid money locked up in investments limits your capacity to pay off or spend on items you need, such as credit card debt, a much-needed family vacation, and so on.
The Benefits of a Personal Loan from UCO Bank
The following are some of the important aspects of a UCO Bank Personal Loan or UCO Bank Cash:
A maximum loan amount of Rs. 10,00,000 is available.
For a loan of up to Rs. 2,00,000, no collateral is required.
Women have a lower interest rate than men.
Processing fees are only 1% of the total amount, with a minimum of Rs. 750/-.
Personal Loan Eligibility at UCO Bank
For salaried employees, the minimum age is 21 years old, and they must have worked for the same company for at least three years.
For salaried individuals, the maximum age is 58 years old.
Minimum income: Your monthly take-home pay must be greater than 40% of your gross wage. When applying, you must submit
a signed application
a photograph
Proof of identity: Cheque for the processing fees in the form of a voter's ID, passport, or driver's license.
bank statement for the last three months
Applicants who are salaried: 3 months' pay stubs and a completed Form 16 with the most recent wage certificate
Applicants who are self-employed should: Income tax returns (Form 16) and the most recent bank statement
UCO Bank Personal Loan Status
For amounts up to Rs. 10 lakhs, UCO Bank offers a variety of personal loan programs ideal for self-employed and salaried individuals/professionals, as well as pensioners. Personal loans from the UCO bank have a flexible payback period of up to 60 months and interest rates as low as 10.95 percent per annum. Customers can track the status of their personal loan applications and ongoing loans using a variety of online and offline channels provided by UCO Bank. The following are the most important details:
How to Check the Status of Your UCO Personal Loan Application?
Follow the steps below to check on the progress of your UCO Bank personal loan application:
1. Go to UCO Bank's official website and click on "Track Your Loan Status."
2. On the next screen, select ‘For loans obtained for through our bank locations.'
3. To check the progress of any UCO Bank personal loan you applied for offline through a bank branch, enter the Application Reference Number and click on ‘View Status.'
How to Open a UCO Personal Loan Account Online?
By following the instructions below, you can register for a UCO Bank personal loan account online.
1. Go to UCO Bank's official website.
2. Select ‘Registration' from the E-Services icon in the upper left corner of the homepage.
3. Next, go to ‘e-Banking Registration' and input your account number as well as one of the past five debit card transaction amounts and types (that has been linked to the account).
4. Complete the registration procedure by providing any further information. Once you've enrolled, you can use your UCO Bank online banking account to access a variety of online banking services.
To check the personal loan status, you'll need some information.
To check the status of your UCO Bank personal loan, you'll need the following information:
Number of the Application
UCO Bank Online Banking Username and Password How to verify the status of a UCO personal loan once it has been disbursed online?
You can use any of the methods listed below to verify the status of your active personal loan online:
Using Net Banking: After successfully registering for net banking on the bank's official website, users can check the status of their active personal loan by following the steps outlined below: 1. Go to UCO Bank's online banking interface.
2. Select E-Banking from the E-Services drop-down menu.
Conclusion:
Lastly, meet all your financial needs with UCO Bank personal loan through Afinoz and know your personal loan status with home comfort.